Car Leasing With Insurance: What You Should Know

Types of Insurance Coverage Needed for a Leased Vehicle

Leasing a vehicle comes with its own set of insurance requirements. It’s important to know exactly what coverage you’ll need—not just to stay legal in New York, but to satisfy the leasing company’s standards and to protect yourself on the road.

Here’s a breakdown of the coverages most often required when leasing a car:

• Liability Coverage: This is mandatory in New York and covers any injuries or property damage you might cause to others in an accident. Leasing companies generally require you to carry more than just the legal minimum to fully protect their investment.
• Uninsured/Underinsured Motorist Protection: If you’re in an accident and the at-fault driver can’t cover your damages (either because they’re uninsured or lack sufficient insurance), this coverage steps in to pay for your medical bills or repairs.
• Personal Injury Protection (PIP): Required in New York, this covers medical expenses for you and your passengers, regardless of who was at fault in the accident. It can also help with lost wages and other related costs.
• Medical Payments Coverage: MedPay can cover certain medical or funeral expenses for you and your passengers after an accident, adding an extra layer of support, no matter who caused the crash.
• Collision Coverage: Most leasing companies insist on this. Collision coverage pays for repairs to your leased vehicle if it’s damaged in an accident, whether or not you were at fault.
• Comprehensive Coverage: Protects your leased car from non-collision threats such as theft, vandalism, floods, hail, and falling objects. Leasing contracts almost always require this.
• Gap Insurance: Highly recommended (and often mandatory) for leases, gap insurance covers the difference between what your insurance pays and what you still owe on the lease if your car is totaled or stolen. Without it, you could be left paying off a car you no longer have.

It’s worth noting that building your insurance coverage above the bare minimum protects you from unexpected out-of-pocket costs and keeps your finances safe, especially in the event of a major accident or loss. When in doubt, our expert team at Signature Auto Group is here to help you navigate these choices and make sure your leased vehicle—and your wallet—are covered from every angle.

How Much Car Insurance Do You Really Need When Leasing?

When it comes to leasing a vehicle in Brooklyn or anywhere in New York, understanding insurance requirements is vital. Leasing companies typically require more than just the state’s minimum coverage. Most will ask you to have what’s commonly known as “full coverage,” which not only meets the liability limits set by New York, but also includes:

• Collision Coverage – This protects you by paying for repairs to your leased vehicle after most types of accidents, ensuring you’re not left with a hefty bill if something unexpected happens.
• Comprehensive Coverage – This part covers events outside of collisions—think weather-related damage such as hail or flooding, vandalism, or even situations like broken windows from unforeseen incidents.

While this expanded coverage does increase your monthly premium, it offers essential protection. New York’s minimums may keep you legal on the road, but they’re often not enough to shield you financially if you’re ever in a significant accident. Even if your leasing company doesn’t specify higher limits, we recommend choosing more robust coverage. This way, both you and your leased vehicle are properly protected, allowing you to drive stress-free.

By making sure your policy goes above and beyond the basics, you can safeguard your finances and enjoy your new lease with true peace of mind.

Gap Insurance: Protecting Your Lease

When leasing a car, one important coverage to consider is gap insurance. But what exactly is it, and why might you need it?

Gap insurance—short for “guaranteed asset protection”—helps cover the difference between what your insurance pays if your leased vehicle is totaled or stolen and the remaining balance on your lease. This is especially significant because cars often depreciate quickly, meaning you could owe more on your lease than the vehicle is currently worth.

Let’s look at a quick example: Suppose you drive away in a new car with a lease value of $35,000. After a short period, your car is involved in an accident and declared a total loss. At that moment, your car’s actual cash value might be only $33,000, but you still owe the full $35,000 on your lease. Without gap insurance, you’d be responsible for paying that $2,000 difference out of pocket. Gap insurance steps in to cover that shortfall, saving you from an unexpected expense.

Many leasing companies—such as Toyota Financial Services or GM Financial—may build gap insurance into your lease contract automatically. However, it’s always wise to check your lease agreement closely. If it isn’t included, you can often purchase gap insurance through your own auto insurer, and sometimes at a more favorable rate than what’s offered at the dealership.

Gap insurance is especially valuable for new car leases or vehicles that depreciate rapidly. It’s a helpful safety net, ensuring you won’t be left with a financial “gap” if the unexpected happens.

Additional Insurance Requirements for Leased Vehicles

When leasing a vehicle, your insurance responsibilities go beyond the basic state minimum requirements. Most leasing companies—regardless of whether you’re working with Signature Auto Group or another reputable provider—will require you to carry higher liability coverage limits than what New York State mandates.

In addition to higher liability coverage, you’ll typically need to include:

• Collision Coverage. This protects you if your leased vehicle is damaged in an accident—regardless of fault.
• Comprehensive Coverage. This offers protection against damage resulting from non-collision events, such as theft, vandalism, flooding, hail, or even civil disturbances.

Together, these make up what’s commonly known as a “full coverage” policy. While the cost will be higher than a policy that only meets state minimums, keeping your protection at these levels helps ensure your financial security and keeps you in compliance with the leasing agreement. Even if you’re tempted to choose the minimum required by law, it’s wise to consider the greater protection offered—especially as repair or replacement costs can quickly add up, and liability requirements can make a real difference if you’re ever involved in a serious accident.

These insurance enhancements, together with our expertise and connections, make sure you’re both compliant and confident on the road—so you can lease with peace of mind.

Should You Buy Gap Insurance From a Dealership or an Insurer?

When leasing a vehicle, many dealerships in Brooklyn and New York include gap insurance in the lease agreement automatically—sometimes without a clear breakdown of how much you’re paying for the coverage. It’s important to always double-check your contract so you understand exactly what’s being provided.

If you have the option, it’s usually smarter to secure gap insurance directly through your regular insurance provider rather than through the dealership. Insurance companies typically offer gap policies at more competitive rates, and you’ll avoid paying extra interest that can be tacked on when gap coverage is bundled into your monthly lease payments.

Of course, every situation is unique. Feel free to ask our Signature Auto Group team for advice—we’re happy to help you compare the costs and benefits of both options, making sure you have the right protection for your new vehicle.

Compare Car Insurance Rates for Free

Curious about how much you could save by switching car insurance providers? Fortunately, there are several reputable online platforms where you can compare car insurance quotes at no cost. Sites like The Zebra, Policygenius, and Compare.com allow you to enter your zip code and a few details about your vehicle, then instantly view personalized rates from a range of top insurance companies.

Using these comparison tools, you can:

• See side-by-side quotes from major insurers like GEICO, Progressive, State Farm, and Allstate
• Customize coverage options to match your needs
• Easily spot potential savings by reviewing your choices in one place

It’s quick, straightforward, and completely free—helping you make an informed decision before committing to a policy. Whether you want to lower your monthly payment, enhance your coverage, or simply explore your options, comparing rates online is a smart first step.

Why Compare Auto Insurance Rates Regularly?

Auto insurance rates aren’t set in stone. Even after you’ve found coverage that fits your needs, it’s a good idea to review your options at least once a year. Insurance companies like GEICO, State Farm, or Allstate frequently update their rates, introduce new discounts, or alter their coverage options. By periodically checking and comparing rates, you may discover opportunities to save money or unlock better benefits.

Regularly shopping around ensures you’re always getting the most value for your policy—and if your circumstances change, such as a new vehicle or a clean driving record, you could qualify for better rates elsewhere. This simple habit can help you keep more cash in your wallet without sacrificing peace of mind.

Understanding Bodily Injury and Property Damage Liability

When exploring your insurance options, you’ll frequently encounter two essential coverages: bodily injury liability and property damage liability.

• Bodily injury liability helps cover expenses if you’re found responsible for an accident that injures another person. This protection is designed to pay for medical bills, and may also cover lost income for the injured party if they’re unable to work following the accident.
• Property damage liability takes care of costs if you accidentally damage someone else’s car or other property, like a fence or mailbox, during a collision. With this coverage, you can avoid facing large out-of-pocket expenses for repairs or replacements.

Both types of liability coverage are critical parts of most auto insurance policies, providing you with financial protection and peace of mind on the road.

Understanding State Minimum Car Insurance Requirements

Before you hit the road in your leased or purchased vehicle, it’s essential to have the right insurance coverage in place. All states set their own standards for minimum car insurance, so the required coverage will vary based on where you register your car.

Here are some of the most common types of mandatory coverage you’ll encounter:

• Bodily Injury Liability: This protects you if you’re at fault in an accident that injures another person. It covers their medical bills and, in many cases, lost wages if they’re unable to work.
• Property Damage Liability: Should you cause an accident that damages someone else’s vehicle or property, this coverage will help pay for repairs or replacements.
• Uninsured/Underinsured Motorist: If you’re in an accident and the other driver lacks sufficient insurance—or has none at all—this coverage helps pay for your medical expenses and sometimes repairs to your vehicle.
• Personal Injury Protection (PIP): Some states require PIP, which takes care of medical expenses for you and your passengers, no matter who’s at fault. Depending on your state, it can also extend to covering essentials like lost income, childcare expenses, and even funeral costs if needed.
• Medical Payments (MedPay): Similar to PIP, MedPay helps with medical or funeral expenses for you and your passengers, regardless of responsibility for the crash.

Every state has its own rules about what types and how much of these coverages are necessary. Our team is happy to walk you through exactly what’s required in New York and help you explore additional protection options to match your needs.

ABOUT SIGNATURE AUTO GROUP NEW YORK

Brooklyn’s most trusted Car Leasing Company

If you’re looking for car leasing in Brooklyn or the New York City area, Signature Auto Group New York is the place to be. As a leading leasing broker, we help customers with early lease exits, lease swaps, new leases, and everything in between. With two decades of experience in the New York area collected, our company is confidently expanding its expertise to the New York City region.

Becoming the go-to company for early lease exits in Brooklyn and New York CIty is no easy task, but with our commitment to customer service led by a motivated staff, our entry is already favored by most. Standing by you every step of the way, our company strives to guide you in the right direction. Whether buying, leasing, or selling, a dedicated team member is here to attend and impress those looking for car leasing with insurance.

Along with our excellent staff, Signature Auto Group New York offers a diverse array of services, separating itself from other car dealers in New York City.

Leasing

Serving areas from Brooklyn to Queens and New York City, our reach is vast. As such, our inventory is built to serve all types of clients. With an impressive list of available cars for lease in NYC, we have a special vehicle for everyone.

Leasing a car is beneficial for many consumers. It provides a way to save on costs while evading any long-term commitments. Drivers remain open to the possibility of new vehicles, always able to keep their driveways fresh.

With our extensive industry knowledge and decades-long relationships, we’ve been able to build one of the most desirable inventories around. With most makes and models available, our lot is the only place you need to visit for your next lease with car leasing with insurance in mind.

Early Lease Exit

Along with our extensive inventory comes our array of services. Those looking for an early lease exit in Brooklyn do not need to look further. Regardless of the reason, Signature Auto Group New York can help you end your current lease early.

Most lease contracts result in costly early termination fees. Signature Auto Group New York specializes in avoiding those fees through the utilization of lease transfers. Our well-trained team can guide you through the process, saving you thousands in remaining lease payments.

If you don’t already have someone willing to take over your lease, our team will leverage its broad reach to find a suitable party to fit your needs. Once the process is complete, you will no longer be responsible for your original lease.

Additional Services

Extending our lease services, Signature Auto Group looks to increase customer benefits off the lot. We provide an array of additional services to enhance your lease.

• **Automotive Insurance Center.**Finding competitive auto insurance is a hassle. We offer our expertise in finding the perfect insurance plan for your needs. As we are not owned by any insurance company, we strive to find the best rates and coverages tailor-made just for you.

Gap Insurance Explained

With leasing, protecting yourself from life’s unexpected turns is essential. That’s where gap insurance steps in—especially if your leased car is declared a total loss after an accident.

Here’s how it works: If your leased vehicle is totaled, gap insurance helps cover the difference between the amount you still owe on your lease and the current value of the car—something your standard collision coverage won’t always do.

For example, imagine you just drove off in your leased sedan for $35,000. If, after a mishap, your insurance provider decides your car is worth $33,000 at the time of the accident, you’d be on the hook for the $2,000 difference. Luckily, gap insurance bridges that shortfall so you aren’t left paying out-of-pocket for a car you can no longer drive.

Gap insurance is often recommended by lenders and dealers for this very reason. It adds peace of mind, knowing you won’t get stuck with hefty bills when life goes sideways.

Full Coverage Insurance Policy

Full coverage insurance refers to a combination of coverages that provide broader protection than the minimum liability insurance required by New York State. Typically, a full coverage policy bundles liability insurance (which covers damage or injuries you cause to others) with both collision and comprehensive coverage.

• Collision coverage protects your vehicle if it’s damaged in an accident, regardless of who’s at fault.
• Comprehensive coverage steps in if your car is harmed by events other than a collision—think theft, vandalism, or Mother Nature showing her flair.

While full coverage generally costs more than basic liability, it is often worth the investment for peace of mind. State minimums can leave you with hefty bills after a serious accident. With full coverage, your financial well-being is far better protected, even if your leasing company doesn’t specifically require it.

• Collision Center. We maintain our own collision center with well-trained technicians. Our staff is able to uphold professional standards for any repair work done.
• Wear & Tear Protection. Signature Auto Group wants everyone to enjoy their lease without constantly worrying about wear and tear. As such, we offer up to $5,000 of covered wear and tear charges with no deductible.

Car Broker

In addition to being a leader in lease services, Signature Auto Group can also help buy a car. With a make and model in mind, we can tap into our extensive lists of relationships to f…

Collision vs. Comprehensive Coverage: What’s the Difference?

When exploring your insurance options, it’s helpful to understand how collision and comprehensive coverage differ.

• Collision coverage steps in when your vehicle is damaged in a traffic accident—regardless of who’s at fault. Whether it’s a fender bender in Manhattan or a parking mishap in Brooklyn, this coverage helps pay for repairs after a crash with another car or object.
• Comprehensive coverage, on the other hand, is there for the unexpected moments that aren’t about collisions with other vehicles. It covers damage caused by events outside your control—think hailstorms sweeping through Queens, a rogue deer crossing your path on Long Island, theft, or acts of vandalism.

In short, collision handles accidents on the road, while comprehensive protects against life’s curveballs off the road. Both work together to keep you covered from all angles.

What Factors Affect Your Car Insurance Rates?

When it comes to car insurance, rates are anything but one-size-fits-all. Whether you’re parking your new lease in Brooklyn, Manhattan, or Queens, several key factors come into play when determining your premium:

• Driving Record. Insurance providers pay close attention to your history on the road. Clean records often unlock the best rates, while recent tickets, at-fault accidents, or DUIs can lead to a noticeable increase in what you pay.
• Credit Score. Many insurers consider credit as part of their pricing. If your credit is strong, you stand to benefit from lower premiums. On the other hand, a lower credit score may raise your rate—though some states don’t allow the use of credit in insurance pricing.
• Coverage Choices. The level of protection you select—such as liability limits, comprehensive and collision coverage, and deductibles—all influence your costs. Opting for broader coverage or lower deductibles typically brings higher premiums.
• Vehicle Details. Your car’s make, model, and year matter. Generally, newer or higher-value vehicles cost more to insure, while common makes like the Toyota Camry are often more affordable, especially when equipped with safety features.
• Location. The ZIP code where you garage your car plays a role. Urban drivers might see higher rates compared to suburban or rural residents, largely due to elevated risks of theft, accidents, and vandalism in denser areas.
• Annual Mileage. Cars that rack up more miles each year tend to cost more to insure. If your commute is short or you mostly stick to weekend drives exploring Brooklyn’s neighborhoods, you might enjoy additional savings.
• Age and Experience. Younger drivers often face higher rates, as do newly licensed motorists. As your time behind the wheel grows—and once you reach certain milestone ages—your rate may drop.
• State Requirements. Each state sets its own minimum required coverages, which can affect the price you pay. Some states require more robust protection, while others keep the requirements lean.

At Signature Auto Group, we understand every driver’s situation is unique. That’s why our experienced team helps you find coverage and rates that fit both your needs and your budget.

What Each Type of Car Insurance Covers

Navigating the world of car insurance can feel a bit like deciphering a secret code, but it’s crucial to know exactly what protection each coverage type offers. Here’s a quick guide to help make sense of the essentials:

• Liability Coverage: This is required by law in most states. Liability coverage pays for injuries and property damage you might cause to others during an accident. Think of it as your financial safeguard if you’re at fault.
• Uninsured Motorist Coverage: Unfortunately, not every driver follows the rules. If you’re hit by someone without insurance, this coverage steps in to handle your medical bills and car repairs.
• Underinsured Motorist Coverage: Similar to the above, but for situations where the other driver’s insurance isn’t enough to cover all your expenses. Once their policy maxes out, this coverage fills in the gaps.
• Collision Coverage: Accidents happen—even to the best Brooklyn drivers. Collision coverage pays for damage to your car from a traffic-related crash, no matter who caused it.
• Comprehensive Coverage: For everything outside of standard fender benders—like hailstorms, theft, or a rogue pigeon encounter—comprehensive coverage handles repairs or the value of your car if it’s damaged or stolen.
• Medical Payments Coverage (“MedPay”): This takes care of your medical costs (and those of your passengers) after an accident, regardless of who’s at fault.
• Gap Insurance: If your car is totaled and you owe more on your lease or loan than it’s currently worth, gap insurance pays the difference so you’re not left footing the bill.
• Personal Injury Protection (PIP): PIP goes beyond just medical bills—it can cover lost wages, certain household expenses, childcare, and even funeral costs due to an accident, no matter who was responsible.

Understanding these coverage types puts you in the driver’s seat, ensuring you have the right protection wherever the road takes you.

How Driver Profiles Impact Insurance Rates

Insurance rates aren’t one-size-fits-all—they’re shaped by a range of personal factors and driving history elements that insurers weigh carefully. Here’s how your profile and circumstances can affect what you pay:

• Driving Record: Clean records aren’t just a badge of honor—they’re a ticket to lower rates. Insurers reward drivers without violations or accidents, often unlocking “good driver” discounts.
• Credit Score: Believe it or not, your credit can drive your premium up or down. While some states don’t allow credit to factor into rates, in most cases, a higher score translates to more savings.
• Accidents and Tickets: Recent speeding tickets, an at-fault crash, or a DUI can quickly send your premiums on an uphill climb—with higher risk comes higher cost.
• Coverage Choices: Opting for comprehensive and collision coverage, along with higher liability limits (think $100,000/$300,000 for bodily injury, for example), means better protection—but also a higher monthly bill, especially with a lower deductible.
• State Requirements: Every state is different. Some require more robust coverages or other specific protections, which can also influence what insurers quote you.

Put simply, the safest, most financially fit drivers with clean records and ample coverage will often see the lowest premiums—while riskier or less experienced drivers, or those with credit challenges, may see their rates reflect those circumstances. The specifics depend on your details, location, and which insurance providers you compare.

Medical Payments Coverage (MedPay)

For added peace of mind, we also offer medical payments coverage—often known as MedPay. This type of protection helps cover medical bills for you and your passengers if injuries occur in an accident, regardless of who is at fault. MedPay can also assist with expenses such as ambulance services, hospital stays, and, in some cases, funeral costs, offering essential financial support during unexpected situations.

Personal Injury Protection (PIP)

Personal Injury Protection, commonly called PIP, is a type of auto insurance coverage that looks out for you and your passengers if you’re injured in a car accident—no matter who was at fault. This coverage goes beyond just medical bills. In addition to helping pay for necessary medical treatment, PIP can also assist with:

• Lost wages if injuries keep you out of work
• Funeral expenses in the unfortunate event of a fatal accident
• Costs for essential services you’re unable to perform because of your injuries, such as child care or household help

Many drivers in the New York City area choose PIP to add peace of mind and financial protection to their insurance plans, further ensuring your lease or purchase is as stress-free as possible.

Uninsured and Underinsured Motorist Coverage

Uninsured and underinsured motorist coverage acts as a safety net in situations where another driver causes an accident but lacks sufficient insurance—or any at all—to cover your medical bills or vehicle repairs. With this protection added to your policy, you won’t be left footing the bill if the at-fault driver can’t pay. It’s additional peace of mind that ensures you and your car are protected, even if the other party isn’t properly insured.

How Your Driving Record, Credit Score, and Age Affect Insurance Premiums

When it comes to what you pay for car insurance, three major factors can make a big difference: your driving record, your credit score, and your age.

• Driving Record: If you have a clean history with no accidents, tickets, or moving violations, you’ll likely qualify for lower premiums—insurance companies love “good drivers.” However, if there’s a recent at-fault accident or a serious infraction like a DUI or speeding ticket, expect to pay more. These incidents tell insurers you’re riskier to cover, often resulting in higher costs.
• Credit Score: Believe it or not, your credit matters when shopping for auto coverage. Drivers with strong credit usually enjoy better rates, while those with poor credit may see increased premiums. Insurers use credit-based scoring (where allowed) to help predict how likely you are to file a claim, adjusting rates accordingly.
• Age: Your age also plays a pivotal role. Younger and less experienced drivers (especially those under 25) tend to face the highest rates, as statistics show they’re more likely to be involved in accidents. As you get older and gain more years behind the wheel, your rates typically decrease—mature drivers with clean histories often benefit from the lowest premiums.

Other factors like the type of vehicle you drive and where you live will come into play, but these three—driving record, credit, and age—are consistently key. Insurance providers review them carefully to determine a rate that reflects your history and risk profile.

Common State-Mandated Auto Insurance Coverages

When it comes to auto insurance, different states have their own specific requirements. However, there are a few key coverages that tend to be mandatory across most locations. Here’s a look at the common protections you’ll typically encounter:

• Bodily Injury Liability: This covers medical bills and lost wages for others if you’re at fault in an accident. It’s meant to protect you if someone else gets hurt and you’re responsible for the incident.
• Property Damage Liability: Required in nearly every state, this handles costs related to repairing or replacing another person’s property if you cause an accident.
• Uninsured/Underinsured Motorist Coverage: If you’re involved in a collision with a driver who doesn’t have enough insurance—or none at all—this coverage steps in to help pay for injuries and, in some cases, property damage.
• Personal Injury Protection (PIP): Often required in no-fault states like New York, PIP helps cover medical expenses, lost income, and services like childcare, regardless of who caused the crash.
• Medical Payments (MedPay): Some states require this coverage, which covers medical expenses for you and your passengers, no matter who is at fault. Certain policies may also help with funeral expenses in severe cases.

These core protections form the backbone of required car insurance in most states, ensuring drivers have a safety net in place for life’s unexpected moments.

Full Coverage Car Insurance Costs Across the U.S.

Curious about what you’ll pay for full coverage auto insurance? Costs can swing quite a bit depending on where you call home. For drivers with clean records and solid credit at age 35, annual premiums can start as low as $1,100—and soar above $3,900 in some corners of the country.

Here’s a quick look at how the numbers break down state by state:

• Lowest average rates: Expect to find the cheapest premiums in states like Wyoming (around $1,100), Vermont ($1,300), and Maine ($1,500). These states reward drivers with some of the nation’s most affordable coverage.
• Mid-range averages: If you’re in places like California, New York, or Illinois, average annual costs hover between $2,000 and $2,600.
• Highest average rates: Feeling sticker shock? Louisiana leads the pack, where annual full coverage can top $3,900. Florida, Kentucky, and Texas aren’t far behind, often landing between $3,000 and $3,700.

Northeast and Tri-State Area Highlights

• New York: Drivers see annual averages of about $2,600.
• New Jersey: Expect closer to $3,100 per year.
• Connecticut: Full coverage typically comes in just above $2,500.
• Pennsylvania: Count on annual costs around $2,200.
• Massachusetts: The Bay State offers relief at roughly $1,800 per year.

Why Does It Vary So Much?

Everything from driving risks, weather patterns, and repair costs to local regulations and claim rates affects insurance prices. Urban drivers, like our friends in Brooklyn, tend to pay more than those in rural Vermont or Wyoming.

Keep in Mind:
While averages offer a solid guideline, your personal details—driving history, coverage selections, and even your ZIP code—will move the needle on your price.

• **Collision Center.**We maintain our own collision center with well-trained technicians. Our staff is able to uphold professional standards for any repair work done.
• Wear & Tear Protection.Signature Auto Group wants everyone to enjoy their lease without constantly worrying about wear and tear. As such, we offer up to $5,000 of covered wear and tear charges with no deductible.

Car Broker

In addition to being a leader in lease services, Signature Auto Group can also help buy a car. With a make and model in mind, we can tap into our extensive lists of relationships to f…

• **Collision Center.**We maintain our own collision center with well-trained technicians. Our staff is able to uphold professional standards for any repair work done.
• **Wear & Tear Protection.**Signature Auto Group wants everyone to enjoy their lease without constantly worrying about wear and tear. As such, we offer up to $5,000 of covered wear and tear charges with no deductible.

Contact Signature Auto Group Today! Car Leasing & Auto Lease Specialists!!!

Signature Auto Group is the best destination for car leasing in the Brooklyn and New York City area. We offer an extensive inventory made up of all makes and models, along with an experienced staff dedicated to making your next visit pleasant and straightforward.

We aim to provide as many avenues of communication as possible, allowing you to interact with our team in a manner that is most comfortable to you. Regardless of the question, feel free to email us directly at [email protected] or use the built-in contact form on this page. If you prefer a call instead, you can reach our team at (718) 616-2277.

You can also stop by our location to speak with us in person. We are located at 9265 4th Ave, Brooklyn, NY 11209.

Signature Auto Group New York Trusted Car Leasing Company

As a company we learned a long time ago just how significant it is to have talented, loyal and motivated staff to serve our clients in every aspect; before, during and of course even after such an important vehicle purchase. Even though this will always be an ongoing process, this organization has been fortunate to have attracted and retain such extraordinary individuals at every single level in this company.

We are honored to serve all Signature Auto Group clients past, present and future clients in the major areas of the United States and around the rest of the world. Signature wants their customers to enjoy life to its fullest. We also have high standards that the staff agrees with and are committed to providing you with the service you deserve. The sales staff is extremely knowledgeable about our products and is there to get you the fantastic vehicle that you want and desire. Come on in and check out our extensive inventory that includes all the latest makes and models of vehicles. It doesn’t matter whether you are wanting to purchase or lease; we have the perfect plan for you. And don’t forget to check out our specials, we are always having great lease specials on a lot of the new vehicles in stock.